Head of Compliance – Fintech / Payments (Singapore)
Location: East Area
Salary Range: SGD 10,000 – 15,000 per month
Employment Type: Full-time, Permanent
Target Start: September 2025
About the Role
Client is a high-growth, Singapore-based fintech and digital payments platform, backed by an established regional group. They are building a compliance-first digital ecosystem that balances innovation with regulatory integrity.
The Head of Compliance will serve as the named officer under MAS “fit & proper” requirements, leading all compliance, AML/CFT, and risk governance matters. This role is pivotal in securing and maintaining the MPI license, ensuring regulatory trust, and building scalable frameworks to support future cross-border and digital payment token services.
This is a leadership role reporting directly to senior management and the Board .
Key Responsibilities
Regulatory Engagement & Governance
- Act as declared Head of Compliance with MAS, accountable for all compliance matters.
- Lead MPI license application, scope variations, and ongoing audits with MAS.
- Maintain up-to-date compliance policies aligned with PSA, AML/CFT, TRM, and PDPA requirements.
- Provide board-level reporting and serve as escalation point for compliance issues.
Compliance Operations
- Oversee AML/KYC, transaction monitoring, sanctions screening, and suspicious activity reporting (SARs).
- Design and enforce internal controls, compliance frameworks, and risk assessments.
- Supervise external compliance support providers and ensure quality execution.
- Conduct training and awareness programs across the company.
Risk & Control
- Develop and maintain the enterprise risk management (ERM) framework.
- Liaise with external auditors and regulators for TRM/ISO/SOC2 audits.
- Advise leadership on regulatory risk exposure for new products (cross-border, FX, DPT).
Strategic Enablement
- Partner with Product and Business Development teams to enable compliant innovation.
- Prepare compliance documentation for investors, partners, and institutional collaborations.
- Build a compliance function capable of scaling into a regional framework.
Requirements
- 8–12 years of compliance/AML experience in financial services, payments, or fintech.
- Prior experience as a named officer with MAS or equivalent regulator strongly preferred.
- Strong knowledge of PSA, AMLA, MAS Notices (626/824/504), TRM guidelines , and global AML standards.
- Proven ability to design and lead compliance frameworks in high-growth environments.
- Excellent leadership, stakeholder management, and communication skills.
Preferred Qualifications
- Experience in Web3 or blockchain-related compliance.
- Previous legal or regulatory advisory background.
- Business-level proficiency for cross-border engagements.