Company overview
Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com
Job Title: Credit Risk
Corporate Title: Vice President
Department: Risk
Location: Singapore
Department overview:
This is a role in Credit Risk Management (CRM) Department based in Singapore and will cover counterparty credit exposure from loan and derivative transactions in Asia-ex Japan with a focus on South-East Asia, Australia and New Zealand.
Role description:
- Undertake Due Diligence (DD) visits / calls with clients, lead credit conversations and collect credit information necessary for undertaking credit analysis
- Conduct in-depth credit research and analysis on borrowers and write high quality Credit Memos. This include projecting borrower’s future operating performance and financial position backed by realistic assumptions and sensitivity analyses (base case and downside case)
- For derivative trades, prescribe credit terms and financial and other covenants for legal documents like ISDA/CSA and GMRA
- For loan trades, thoroughly analyze the loan structure, credit terms, security terms and legal structure. Factor in risks and mitigation of such analysis into credit decisions
- Present credit views effectively to senior Risk Management / Committees
- Analyze and approve derivative trades and monitor limit utilization
- Regular monitoring of the portfolio for early identification of potential problem counterparties for remediation actions
Skills, experience, qualifications, and knowledge required:
- Minimum Masters’ Degree or Professional Qualification for e.g. Chartered Accountant or Chartered Financial Analyst.
- Minimum 7 years’ experience analyzing corporates in a Financial Services organization
- Experience with Credit Due Diligence
- Strong written and interpersonal communications skills
- Team player, result oriented and shows ability to adapt
- Quant background, though not a must, will be an advantage
Diversity Statement
Nomura is committed to an employment policy of equal opportunities, and is fundamentally opposed to any less favourable treatment accorded to existing or potential members of staff on the grounds of race, creed, colour, nationality, disability, marital status, pregnancy, gender or sexual orientation.
DISCLAIMER: This Job Description is for reference only, and whilst this is intended to be an accurate reflection of the current job, it is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. The management reserves the right to revise the job and may, at his or her discretion, assign or reassign duties and responsibilities to this job at any time.
Nomura is an Equal Opportunity Employer