Purpose: Responsible for analysis of underlying country risk issues will be an intrinsic part of portfolio and transaction risk evaluation. Called upon to actively visit customers as part of deal origination and internal approval processes with responsibilities to extend monitoring of credit risk throughout the life of the deal.
Key Result Areas:
- Assist with distressed lessee workouts: monitor customer base to identify problem accounts, deal with relief requests and advise / report on Credit Watch status and general risk exposures.
- Understand customer’s issues by proposing solutions, driving results with the deal team, leading the approval process for agreed workouts and thus ensuring maximum possible recovery.
- Debtor management and Watch List updates of assigned accounts and work pro-actively with other deal team members to limit delinquency as much as possible.
- Build relationships with key contacts at airlines to enable quick reaction to arising issues where possible, regular customer visits are seen as a key enabler.
- Preparation of credit reviews of customers detailing creditworthiness as well as their operational and financial performance.
- Analyse potential lessees, understand their financial strengths and challenges, evaluate their operational performance and arise at a lessee credit score that accurately reflects their probability of default.
- Draft and present credit / transaction approval papers for new deals and amendments to existing deals.
- Other recurring tasks include:
- Score / Rank counterparty risk in-line with DAE’s corporate rating system
- General research on market risks and portfolio risks
- Maintain the Company’s files of customer financial reports and monitor timely receipt of such information.
- Monitor country specific risks on a regular basis via various resources available to the Department.
- Measure and report portfolio concentrations.
- General macro-economic research together with analysis of industry specific developments in the context of implications to the Company’s overall business risks.
- Ad-hoc projects from time to time, including responding to credit
Skills & Experience required:
- 5+ years’ experience
- Interest in or knowledge of aircraft leasing (aviation) industry is a pre-requisite
- Degree Qualified – Economics or Accountancy. Aviation related qualifications (Air Transport Management) considered favourably.
- Leasing or Financial Services background
- Regional skills (language, culture, knowledge, etc.) and preferably a fluent Mandarin speaker
- Advanced Excel and Word
- Ability to communicate at the highest levels of management internally and with customers.
- Deep understanding of the customer including airline ownership, financial performance, operation, fleet, market and macro-economic environment.
- Highly motivated, flexible and driven.
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