Key Responsibilities:
- Independently identify and pursue cross-sell/cross-border opportunities with existing borrowing and non-borrowing customers for business growth.
- Independently generate new leads and expand borrowing and non-borrowing customer base through own external contacts and internal cross-border referrals.
- Independently conduct thorough loan evaluations and credit analysis on potential new borrowing customers to determine their creditworthiness, business opportunity and structure appropriate loan packages, including the credit memo write-up.
- Work closely with Credit Analyst team to ensure timely completion of annual credit review for existing borrowing customers.
- Work closely with Credit Admin Department to process letters of offer and security documents to ensure smooth loan implementation for new customers.
- Work closely with Assistant Relationship Manager, Customer Analytics and Due Diligence Team to ensure timely completion of CDD review for high CDD risk customers.
- Ensure compliance with bank policies and guidelines, Central Bank rules and regulations.
Requirements:
- Bachelor’s/ University degree
- A minimum of 10-15 years' corporate/commercial banking experience in large local corporate organizations, along with a strong business network and a successful history of acquiring new business accounts, is preferred.
- Loan structuring and Trade Finance knowledge is a must, and candidates with investment banking knowledge is an added advantage
- Applicants must demonstrate strong credit writing skills, excellent verbal communication, and interpersonal skills.