Job Duties
- Assess non-standard credit requests brought forward by Relationship Managers, propose solutions and implement after relevant credit approval.
- Prepare credit applications (new requests and periodic reviews) and submit them to the relevant Credit Authority for approval.
- Execute approved transactions including handling within banking system Avaloq, documentation and perfection of security.
- Review daily credit violation report, monitor margin call accounts as well as effectively managing such margin calls.
- Conduct various periodic risk monitoring tasks.
- Manage non-performing loans (if any), including periodic reporting to the regulators.
- Prepare various internal and external reporting on a regular basis.
- Assist and provide relevant enhancement for existing credit processes and manuals in compliance with group policies and local regulatory rules.
- Liaise with internal stakeholders such as Legal and Compliance regarding complex credit requests.
- Assist in credit related projects from time to time. Any other tasks which may come up during the course of daily credit request
Requirements
- Degree or Masters in Banking and Finance, Accounting, Business or equivalent
- At least 3 years related experience in private banking credit, lending
- Good understanding of private banking business and products
- Supports a culture of trust, ownership & pride
- Self-motivated professional with a positive attitude
- Highly committed, willing to go the extra mile
- Accurate, meticulous, diligent and independent, able to priories
- Continuously strives to develop own professional and technical expertise
- Proficient knowledge in Microsoft Excel, Word, Power Point, Avaloq
- Competent in GenAI and Self-Service Business Intelligence tools (ChatGPT, CoPilot, PowerBI, etc.)
- Aims to create added value for clients and other stakeholders
- Acts proactively on changes and sources for new opportunities