Job Responsibilities :
- Perform comprehensive credit risk assessments and portfolio analysis to support strategic decision-making and ensure alignment with the bank’s risk appetite framework.
- Develop and maintain credit risk reporting tools, including stress testing and scenario analysis, to identify potential risks and recommend mitigation strategies.
- Collaborate with sustainability teams to incorporate ESG factors into credit policies and risk monitoring, enhancing risk management practices.
- Perform forward-looking analysis by applying mathematical, accounting and qualitative knowledge/skills to develop climate risk stress test model.
- Stay informed of regulatory requirements and market trends to ensure credit risk frameworks remain compliant and effective.
- Communicate analysis results clearly to senior management and stakeholders, supporting well-informed credit risk decisions.
Job Requirements :
- Degree or equivalent with experience in Financial Institution credit risk
- Strong Credit Risk Analysis with good understanding of key banking products
- Proficiency in tools such as SAS and VBA are essential for hands-on model development and data analysis.
- Good communication, interpersonal skills and fluent in written and spoken English
- Team player and strong sense of ownership of outcomes
- Meticulous, with an eye for details
- Able to work under tight timelines and comfortable with cross-border interactions